The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kumbla branch in Kasaragod, Kumbla, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014206. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kumbla, Kasaragod

Here are some of the key details that come with the IFSC Code CNRB0014206 of Canara Bank for its branch located in Kasaragod, within the district of Kumbla in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014206
Branch Kumbla
City Kasaragod
District Kumbla
State Kerala
Address Madhava Pai Building Kumbla Badiadka Road Kumbla Kasaragod 671 321

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0014206 for the Kumbla branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kumbla, Kasaragod, Kerala, is provided with a unique IFSC like CNRB0014206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kasaragod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kasaragod and Kumbla.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kumbla do not get mixed with another location.

Format of the IFSC Code CNRB0014206

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kumbla in Kasaragod.

For example, the IFSC Code CNRB0014206 of Canara Bank for the Kumbla branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0014206 of Canara Bank for its Kumbla branch located in Kasaragod, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Kasaragod and Kumbla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kumbla or Kasaragod to find the exact IFSC Code CNRB0014206.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Kasaragod will provide accurate information.

How to Use IFSC Code CNRB0014206 for Online Transfers?

Once you have the IFSC Code CNRB0014206 for the Kumbla branch of Canara Bank in Kasaragod, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0014206. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0014206.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Kumbla in Kasaragod, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kumbla, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kasaragod manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kumbla, Kasaragod?

The IFSC Code is CNRB0014206.

Is the IFSC Code CNRB0014206 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kumbla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumbla branch?

The address of the branch is Madhava Pai Building Kumbla Badiadka Road Kumbla Kasaragod 671 321 located in Kasaragod, Kumbla, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.