The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kodakkad branch in Kasaragod, Kodakkad, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014262. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Kodakkad, Kasaragod
Here are some of the key details that come with the IFSC Code CNRB0014262 of Canara Bank for its branch located in Kasaragod, within the district of Kodakkad in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0014262 |
| Branch | Kodakkad |
| City | Kasaragod |
| District | Kodakkad |
| State | Kerala |
| Address | Satellite Office C By O Pilicode Branch Kodakkad Kodakkad Kerala 671310 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Kasaragod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014262 for the Kodakkad branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kodakkad, Kasaragod, Kerala, is provided with a unique IFSC like CNRB0014262 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Kasaragod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kasaragod and Kodakkad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kodakkad do not get mixed with another location.
Format of the IFSC Code CNRB0014262
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodakkad in Kasaragod.
For example, the IFSC Code CNRB0014262 of Canara Bank for the Kodakkad branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0014262 of Canara Bank for its Kodakkad branch located in Kasaragod, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Kasaragod and Kodakkad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Kodakkad or Kasaragod to get the exact IFSC Code CNRB0014262.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Kasaragod, then it will provide you proper information.
How to Use IFSC Code CNRB0014262 for Online Transfers?
Once you have the IFSC Code CNRB0014262 for the Kodakkad branch of Canara Bank in Kasaragod, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0014262. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0014262.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Kodakkad in Kasaragod, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kodakkad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kasaragod to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0014262.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Satellite Office C By O Pilicode Branch Kodakkad Kodakkad Kerala 671310 located in Kasaragod, Kodakkad, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.