Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kasaragod H N I branch in Kasaargod, Kasaargod, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Kasaargod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014705. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kasaragod H N I, Kasaargod

Here are the key points that are associated with the IFSC Code CNRB0014705 of Canara Bank for its branch located in Kasaargod, within the district of Kasaargod in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014705
Branch Kasaragod H N I
City Kasaargod
District Kasaargod
State Kerala
Address S M S Complexnayaks Roadkasaragod Dist

These details helps users in online banking and for businesses and individuals who use Canara Bank in Kasaargod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014705 for the Kasaragod H N I branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0014705 is given to every bank branch, including Canara Bank located in Kasaragod H N I, Kasaargod, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kasaargod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kasaargod and Kasaargod.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kasaragod H N I doesn't end up at another location.

Format of the IFSC Code CNRB0014705

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kasaragod H N I in Kasaargod.

For example, the IFSC Code CNRB0014705 of Canara Bank for the Kasaragod H N I branch has these elements, identifying the bank and the branch location in Kasaargod and Kerala correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0014705 of Canara Bank for its Kasaragod H N I branch located in Kasaargod, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Kasaargod and Kasaargod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Kasaragod H N I or Kasaargod to get the exact IFSC Code CNRB0014705.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Kasaargod, then it will provide you proper information.

How to Use IFSC Code CNRB0014705 for Online Transfers?

Once you have the IFSC Code CNRB0014705 for the Kasaragod H N I branch of Canara Bank in Kasaargod, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0014705. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0014705.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kasaragod H N I in Kasaargod, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kasaragod H N I, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kasaargod manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kasaragod H N I, Kasaargod?

The IFSC Code is CNRB0014705.

Is the IFSC Code CNRB0014705 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kasaragod H N I?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kasaragod H N I branch?

The address of the branch is S M S Complexnayaks Roadkasaragod Dist located in Kasaargod, Kasaargod, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.