The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Bakshin Bandarkona branch in Karimganj, Karimganj, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0005354. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Bakshin Bandarkona, Karimganj

Below in the table are the key details related to IFSC Code CNRB0005354 of Canara Bank for its branch located in Karimganj, within the district of Karimganj in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005354
Branch Bakshin Bandarkona
City Karimganj
District Karimganj
State Assam
Address Moina New Market Circle Office, Nilma Bazar, District Karimganj

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Karimganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005354 for the Bakshin Bandarkona branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Bakshin Bandarkona, Karimganj, Assam, is provided with a unique IFSC like CNRB0005354 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Karimganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Karimganj and Karimganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Bakshin Bandarkona do not get mixed with another location.

Format of the IFSC Code CNRB0005354

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bakshin Bandarkona in Karimganj.

For example, the IFSC Code CNRB0005354 of Canara Bank for the Bakshin Bandarkona branch includes these elements, identifying the bank and the branch location in Karimganj and Assam accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0005354 of Canara Bank for its Bakshin Bandarkona branch located in Karimganj, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Karimganj and Karimganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Bakshin Bandarkona or Karimganj to get the exact IFSC Code CNRB0005354.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Karimganj, then it will provide you proper information.

How to Use IFSC Code CNRB0005354 for Online Transfers?

Once you have the IFSC Code CNRB0005354 for the Bakshin Bandarkona branch of Canara Bank in Karimganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0005354. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005354.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Bakshin Bandarkona in Karimganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bakshin Bandarkona, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karimganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Bakshin Bandarkona, Karimganj?

The IFSC Code is CNRB0005354.

Is the IFSC Code CNRB0005354 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Bakshin Bandarkona?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bakshin Bandarkona branch?

The address of the branch is Moina New Market Circle Office, Nilma Bazar, District Karimganj located in Karimganj, Karimganj, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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