There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Sultanpur Lodhi branch in Kapurthala, Sultanpur Lodhi, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Kapurthala or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CNRB0018148. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Sultanpur Lodhi, Kapurthala

Here are the main details that are associated with the IFSC Code CNRB0018148 of Canara Bank for its branch located in Kapurthala, within the district of Sultanpur Lodhi in the state of Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018148
Branch Sultanpur Lodhi
City Kapurthala
District Sultanpur Lodhi
State Punjab
Address Opp Civil Hospital Beer Sahib Road Sultanpur Lodhi Distt Kapurthala Punjab India 144626

These details helps users in online banking and for businesses and individuals who use Canara Bank in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018148 for the Sultanpur Lodhi branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Sultanpur Lodhi, Kapurthala, Punjab, are allotted a unique IFSC like CNRB0018148 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kapurthala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kapurthala and Sultanpur Lodhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Sultanpur Lodhi reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CNRB0018148

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sultanpur Lodhi in Kapurthala.

For example, the IFSC Code CNRB0018148 of Canara Bank for the Sultanpur Lodhi branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0018148 of Canara Bank for its Sultanpur Lodhi branch located in Kapurthala, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Kapurthala and Sultanpur Lodhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Sultanpur Lodhi or Kapurthala to get the exact IFSC Code CNRB0018148.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kapurthala, you'll get the correct details.

How to Use IFSC Code CNRB0018148 for Online Transfers?

Once you have the IFSC Code CNRB0018148 for the Sultanpur Lodhi branch of Canara Bank in Kapurthala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018148. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018148.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Sultanpur Lodhi in Kapurthala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sultanpur Lodhi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kapurthala manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Sultanpur Lodhi, Kapurthala?

The IFSC Code is CNRB0018148.

Is the IFSC Code CNRB0018148 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Sultanpur Lodhi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sultanpur Lodhi branch?

The address of the branch is Opp Civil Hospital Beer Sahib Road Sultanpur Lodhi Distt Kapurthala Punjab India 144626 located in Kapurthala, Sultanpur Lodhi, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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