For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Kanpur Lal Bungalow branch in Kanpur City, Kanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Kanpur City or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0004965. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Kanpur Lal Bungalow, Kanpur City
The table below shows the main details of the IFSC Code CNRB0004965 for the Canara Bank branch in Kanpur City, which falls under the Kanpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004965 |
| Branch | Kanpur Lal Bungalow |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| Address | Canara Bank 7 And 7A, Pardevanpur Lal Bunglow Kanpur Uttar Pradesh 208007 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Kanpur City for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004965 for the Kanpur Lal Bungalow branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Kanpur Lal Bungalow, Kanpur City, Uttar Pradesh, are allotted a unique IFSC like CNRB0004965 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kanpur City.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kanpur City and Kanpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Kanpur Lal Bungalow reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code CNRB0004965
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanpur Lal Bungalow in Kanpur City.
For example, the IFSC Code CNRB0004965 of Canara Bank for the Kanpur Lal Bungalow branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0004965 of Canara Bank for its Kanpur Lal Bungalow branch located in Kanpur City, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Kanpur City and Kanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Kanpur Lal Bungalow or Kanpur City to get the exact IFSC Code CNRB0004965.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Kanpur City, then it will provide you proper information.
How to Use IFSC Code CNRB0004965 for Online Transfers?
If you have the IFSC Code CNRB0004965 for the Kanpur Lal Bungalow branch of Canara Bank in Kanpur City, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004965. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004965.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Kanpur Lal Bungalow in Kanpur City, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kanpur Lal Bungalow, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kanpur City manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004965.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank 7 And 7A, Pardevanpur Lal Bunglow Kanpur Uttar Pradesh 208007 located in Kanpur City, Kanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.