Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Mangaluru Padil branch in Kannadadist, Mangaluru Padil, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Kannadadist or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0007460. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Mangaluru Padil, Kannadadist

Here are the main details that are associated with the IFSC Code CNRB0007460 of Canara Bank for its branch located in Kannadadist, within the district of Mangaluru Padil in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0007460
Branch Mangaluru Padil
City Kannadadist
District Mangaluru Padil
State Karnataka
Address Gr Floor,Aster Apartments,Alpepadil,Dakshina Kannada Dist,Karnataka-575007

These details help users in online banking and for businesses and individuals who use Canara Bank in Kannadadist for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007460 for the Mangaluru Padil branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Mangaluru Padil, Kannadadist, Karnataka, is provided a unique IFSC like CNRB0007460 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Kannadadist.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kannadadist and Mangaluru Padil.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Mangaluru Padil do not get misguided to another person.

Format of the IFSC Code CNRB0007460

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mangaluru Padil in Kannadadist.

For example, the IFSC Code CNRB0007460 of Canara Bank for the Mangaluru Padil branch has these elements, identifying the bank and the branch location in Kannadadist and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0007460 of Canara Bank for its Mangaluru Padil branch located in Kannadadist, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Kannadadist and Mangaluru Padil, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Mangaluru Padil or Kannadadist to get the exact IFSC Code CNRB0007460.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kannadadist, you'll get the correct details.

How to Use IFSC Code CNRB0007460 for Online Transfers?

Once you have the IFSC Code CNRB0007460 for the Mangaluru Padil branch of Canara Bank in Kannadadist, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0007460. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0007460.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Mangaluru Padil in Kannadadist, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Mangaluru Padil, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kannadadist to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Mangaluru Padil Kannadadist?

The IFSC Code of the Mangaluru Padil Kannadadist branch is CNRB0007460.

Is IFSC Code CNRB0007460 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Mangaluru Padil branch?

The branch is located at Gr Floor,Aster Apartments,Alpepadil,Dakshina Kannada Dist,Karnataka-575007.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.