For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Jawala Mukhi branch in Kangra, Jawalamukhi, Himachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0005065. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Jawala Mukhi, Kangra
Below in the table are the key details related to IFSC Code CNRB0005065 of Canara Bank for its branch located in Kangra, within the district of Jawalamukhi in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005065 |
| Branch | Jawala Mukhi |
| City | Kangra |
| District | Jawalamukhi |
| State | Himachal Pradesh |
| Address | Canara Bank, Opp. Gate No.2, Geeta Bhawan, Nh-88, Jawala Mukhidistt. Kangra - 176031 |
These details help users in online banking and for businesses and individuals who use Canara Bank in Kangra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005065 for the Jawala Mukhi branch of Canara Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jawala Mukhi, Kangra, Himachal Pradesh, is provided a unique IFSC like CNRB0005065 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Kangra.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kangra and Jawalamukhi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Jawala Mukhi do not get misguided to another person.
Format of the IFSC Code CNRB0005065
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jawala Mukhi in Kangra.
For example, the IFSC Code CNRB0005065 of Canara Bank for the Jawala Mukhi branch includes these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0005065 of Canara Bank for its Jawala Mukhi branch located in Kangra, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Kangra and Jawalamukhi, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Jawala Mukhi or Kangra to get the exact IFSC Code CNRB0005065.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kangra, you'll get the correct details.
How to Use IFSC Code CNRB0005065 for Online Transfers?
Once you have the IFSC Code CNRB0005065 for the Jawala Mukhi branch of Canara Bank in Kangra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0005065. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005065.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Jawala Mukhi in Kangra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Jawala Mukhi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kangra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0005065.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank, Opp. Gate No.2, Geeta Bhawan, Nh-88, Jawala Mukhidistt. Kangra - 176031 located in Kangra, Jawalamukhi, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.