For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Panjabari Guwahati branch in Kamrup, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0004075. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Panjabari Guwahati, Kamrup

The table below shows the main details of the IFSC Code CNRB0004075 for the Canara Bank branch in Kamrup, which falls under the Guwahati district in Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004075
Branch Panjabari Guwahati
City Kamrup
District Guwahati
State Assam
Address House No. 35 (A), Panjabari Road Opp. Girls High School, Guwahati - 791037

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Kamrup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004075 for the Panjabari Guwahati branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004075 is given to every bank branch, including Canara Bank located in Panjabari Guwahati, Kamrup, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup and Guwahati.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Panjabari Guwahati doesn't end up at another location.

Format of the IFSC Code CNRB0004075

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panjabari Guwahati in Kamrup.

For example, the IFSC Code CNRB0004075 of Canara Bank for the Panjabari Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004075 of Canara Bank for its Panjabari Guwahati branch located in Kamrup, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Panjabari Guwahati or Kamrup to get the exact IFSC Code CNRB0004075.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Kamrup that will provide accurate information.

How to Use IFSC Code CNRB0004075 for Online Transfers?

If you have the IFSC Code CNRB0004075 for the Panjabari Guwahati branch of Canara Bank in Kamrup, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004075. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004075.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Panjabari Guwahati in Kamrup, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Panjabari Guwahati, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Panjabari Guwahati Kamrup?

The IFSC Code of the Panjabari Guwahati Kamrup branch is CNRB0004075.

Is IFSC Code CNRB0004075 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Panjabari Guwahati branch?

The branch is located at House No. 35 (A), Panjabari Road Opp. Girls High School, Guwahati - 791037.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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