The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Niz Hajo branch in Kamrup, Hajo, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0004247. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Niz Hajo, Kamrup

Here are some of the key details that come with the IFSC Code CNRB0004247 of Canara Bank for its branch located in Kamrup, within the district of Hajo in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004247
Branch Niz Hajo
City Kamrup
District Hajo
State Assam
Address Canara Bank Vill Hajo, Patani, P.O Hajo District Kamrup (R) Niz Hajo Assam 781102

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Kamrup for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004247 for the Niz Hajo branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004247 is given to every bank branch, including Canara Bank located in Niz Hajo, Kamrup, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup and Hajo.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Niz Hajo doesn't end up at another location.

Format of the IFSC Code CNRB0004247

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Niz Hajo in Kamrup.

For example, the IFSC Code CNRB0004247 of Canara Bank for the Niz Hajo branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004247 of Canara Bank for its Niz Hajo branch located in Kamrup, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Kamrup and Hajo, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Niz Hajo or Kamrup to get the exact IFSC Code CNRB0004247.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Kamrup, you'll get the correct details.

How to Use IFSC Code CNRB0004247 for Online Transfers?

Once you have the IFSC Code CNRB0004247 for the Niz Hajo branch of Canara Bank in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004247. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004247.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Niz Hajo in Kamrup may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Niz Hajo, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Niz Hajo, Kamrup?

The IFSC Code is CNRB0004247.

Is the IFSC Code CNRB0004247 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Niz Hajo?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Niz Hajo branch?

The address of the branch is Canara Bank Vill Hajo, Patani, P.O Hajo District Kamrup (R) Niz Hajo Assam 781102 located in Kamrup, Hajo, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.