Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Maligaon branch in Kamrup Metropolitan, Chandrapur, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0002687. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Maligaon, Kamrup Metropolitan
The table below shows the main details of the IFSC Code CNRB0002687 for the Canara Bank branch in Kamrup Metropolitan, which falls under the Chandrapur district in Assam.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002687 |
| Branch | Maligaon |
| City | Kamrup Metropolitan |
| District | Chandrapur |
| State | Assam |
| Address | Express Towers, 2Nd Floor, Maligaon, Guwahati 780 011 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Kamrup Metropolitan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0002687 for the Maligaon branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Maligaon, Kamrup Metropolitan, Assam, are allotted a unique IFSC like CNRB0002687 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup Metropolitan and Chandrapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Maligaon reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code CNRB0002687
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maligaon in Kamrup Metropolitan.
For example, the IFSC Code CNRB0002687 of Canara Bank for the Maligaon branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0002687 of Canara Bank for its Maligaon branch located in Kamrup Metropolitan, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Kamrup Metropolitan and Chandrapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Maligaon or Kamrup Metropolitan to find the exact IFSC Code CNRB0002687.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Kamrup Metropolitan will provide accurate information.
How to Use IFSC Code CNRB0002687 for Online Transfers?
If you have the IFSC Code CNRB0002687 for the Maligaon branch of Canara Bank in Kamrup Metropolitan, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0002687. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0002687.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Maligaon in Kamrup Metropolitan, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Maligaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0002687.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Express Towers, 2Nd Floor, Maligaon, Guwahati 780 011 located in Kamrup Metropolitan, Chandrapur, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.