Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Bhawanipatana branch in Kalahandi, Belkhandi, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code CNRB0004134. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Bhawanipatana, Kalahandi
Here are the main details that are associated with the IFSC Code CNRB0004134 of Canara Bank for its branch located in Kalahandi, within the district of Belkhandi in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004134 |
| Branch | Bhawanipatana |
| City | Kalahandi |
| District | Belkhandi |
| State | Odisha |
| Address | Paradeshipada Main Road Near Balaji Temple Bhawanipatana Dist- Kalahandi Pin- 766001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Kalahandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004134 for the Bhawanipatana branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Bhawanipatana, Kalahandi, Odisha, are given a unique IFSC like CNRB0004134 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalahandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalahandi and Belkhandi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Bhawanipatana goes to the correct branch. This is important because Canara Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0004134
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhawanipatana in Kalahandi.
For example, the IFSC Code CNRB0004134 of Canara Bank for the Bhawanipatana branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0004134 of Canara Bank for its Bhawanipatana branch located in Kalahandi, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Kalahandi and Belkhandi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Bhawanipatana or Kalahandi to get the exact IFSC Code CNRB0004134.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Kalahandi that will provide accurate information.
How to Use IFSC Code CNRB0004134 for Online Transfers?
Once you have the IFSC Code CNRB0004134 for the Bhawanipatana branch of Canara Bank in Kalahandi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004134. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004134.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Bhawanipatana in Kalahandi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Bhawanipatana, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalahandi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004134.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Paradeshipada Main Road Near Balaji Temple Bhawanipatana Dist- Kalahandi Pin- 766001 located in Kalahandi, Belkhandi, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.