For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Naugaon Sadat branch in Jyotiba Phule Nagar, Naugaon Sadat, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018596. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Naugaon Sadat, Jyotiba Phule Nagar
Below in the table are the key details related to IFSC Code CNRB0018596 of Canara Bank for its branch located in Jyotiba Phule Nagar, within the district of Naugaon Sadat in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0018596 |
| Branch | Naugaon Sadat |
| City | Jyotiba Phule Nagar |
| District | Naugaon Sadat |
| State | Uttar Pradesh |
| Address | Budh Bazarbijnore Roadnaugaon Sadatpin 244 251 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Jyotiba Phule Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0018596 for the Naugaon Sadat branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Naugaon Sadat, Jyotiba Phule Nagar, Uttar Pradesh, is provided with a unique IFSC like CNRB0018596 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Jyotiba Phule Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Naugaon Sadat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Naugaon Sadat do not get mixed with another location.
Format of the IFSC Code CNRB0018596
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Naugaon Sadat in Jyotiba Phule Nagar.
For example, the IFSC Code CNRB0018596 of Canara Bank for the Naugaon Sadat branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0018596 of Canara Bank for its Naugaon Sadat branch located in Jyotiba Phule Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Jyotiba Phule Nagar and Naugaon Sadat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Naugaon Sadat or Jyotiba Phule Nagar to get the exact IFSC Code CNRB0018596.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Jyotiba Phule Nagar, then it will provide you proper information.
How to Use IFSC Code CNRB0018596 for Online Transfers?
Once you have the IFSC Code CNRB0018596 for the Naugaon Sadat branch of Canara Bank in Jyotiba Phule Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0018596. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018596.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Naugaon Sadat in Jyotiba Phule Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Naugaon Sadat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phule Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0018596.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Budh Bazarbijnore Roadnaugaon Sadatpin 244 251 located in Jyotiba Phule Nagar, Naugaon Sadat, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.