There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Kumhrala Bahadarpur branch in Jyotiba Phule Nagar, Amroha, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0019431. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Kumhrala Bahadarpur, Jyotiba Phule Nagar
Below in the table are the key details related to IFSC Code CNRB0019431 of Canara Bank for its branch located in Jyotiba Phule Nagar, within the district of Amroha in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019431 |
| Branch | Kumhrala Bahadarpur |
| City | Jyotiba Phule Nagar |
| District | Amroha |
| State | Uttar Pradesh |
| Address | Village Kumrala Bahadarpur Near Hcm Inter College Po Gajraula Distt Amroha Uttar Pradesh India 244235 |
These details help users in online banking and for businesses and individuals who use Canara Bank in Jyotiba Phule Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019431 for the Kumhrala Bahadarpur branch of Canara Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kumhrala Bahadarpur, Jyotiba Phule Nagar, Uttar Pradesh, is provided with a unique IFSC like CNRB0019431 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Jyotiba Phule Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Amroha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kumhrala Bahadarpur do not get mixed with another location.
Format of the IFSC Code CNRB0019431
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumhrala Bahadarpur in Jyotiba Phule Nagar.
For example, the IFSC Code CNRB0019431 of Canara Bank for the Kumhrala Bahadarpur branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019431 of Canara Bank for its Kumhrala Bahadarpur branch located in Jyotiba Phule Nagar, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Jyotiba Phule Nagar and Amroha, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kumhrala Bahadarpur or Jyotiba Phule Nagar to get the exact IFSC Code CNRB0019431.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Jyotiba Phule Nagar, you'll get the correct details.
How to Use IFSC Code CNRB0019431 for Online Transfers?
Once you have the IFSC Code CNRB0019431 for the Kumhrala Bahadarpur branch of Canara Bank in Jyotiba Phule Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019431. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019431.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kumhrala Bahadarpur in Jyotiba Phule Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kumhrala Bahadarpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phule Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019431.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village Kumrala Bahadarpur Near Hcm Inter College Po Gajraula Distt Amroha Uttar Pradesh India 244235 located in Jyotiba Phule Nagar, Amroha, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.