IFSC Code of Canara Bank, Joya, Joya, Uttar Pradesh- CNRB0018586

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Joya branch in Jyotiba Phule Nagar, Joya, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018586. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Joya, Jyotiba Phule Nagar

The table below shows the main details of the IFSC Code CNRB0018586 for the Canara Bank branch in Jyotiba Phule Nagar, which falls under the Joya district in Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Jyotiba Phule Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018586 for the Joya branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Joya, Jyotiba Phule Nagar, Uttar Pradesh, is provided a unique IFSC like CNRB0018586 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Canara Bank branch in Jyotiba Phule Nagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Joya.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Joya do not get misguided to another person.

Format of the IFSC Code CNRB0018586

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Joya in Jyotiba Phule Nagar.

For example, the IFSC Code CNRB0018586 of Canara Bank for the Joya branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0018586 of Canara Bank for its Joya branch located in Jyotiba Phule Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Jyotiba Phule Nagar and Joya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Joya or Jyotiba Phule Nagar to get the exact IFSC Code CNRB0018586.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Jyotiba Phule Nagar that will provide accurate information.

How to Use IFSC Code CNRB0018586 for Online Transfers?

Once you have the IFSC Code CNRB0018586 for the Joya branch of Canara Bank in Jyotiba Phule Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018586. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018586.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Joya in Jyotiba Phule Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Joya, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phule Nagar to handle online money transfers and get their cheques cleared smoothly.