The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Jharsugudda Ii branch in Jharsuguda, Jharsuguda, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code CNRB0018046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Jharsugudda Ii, Jharsuguda

Here are the key points that are associated with the IFSC Code CNRB0018046 of Canara Bank for its branch located in Jharsuguda, within the district of Jharsuguda in the state of Odisha.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018046
Branch Jharsugudda Ii
City Jharsuguda
District Jharsuguda
State Odisha
Address B K Complex Mangala Bazar Road Jharsuguda Jharsuguda Orissa 768 201

These details help users in online banking and for businesses and individuals who use Canara Bank in Jharsuguda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018046 for the Jharsugudda Ii branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Jharsugudda Ii, Jharsuguda, Odisha, are allotted a unique IFSC like CNRB0018046 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jharsuguda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jharsuguda and Jharsuguda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Jharsugudda Ii reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code CNRB0018046

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jharsugudda Ii in Jharsuguda.

For example, the IFSC Code CNRB0018046 of Canara Bank for the Jharsugudda Ii branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0018046 of Canara Bank for its Jharsugudda Ii branch located in Jharsuguda, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Jharsuguda and Jharsuguda, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Jharsugudda Ii or Jharsuguda to get the exact IFSC Code CNRB0018046.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Jharsuguda, you'll get the correct details.

How to Use IFSC Code CNRB0018046 for Online Transfers?

If you have the IFSC Code CNRB0018046 for the Jharsugudda Ii branch of Canara Bank in Jharsuguda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0018046. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0018046.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Jharsugudda Ii in Jharsuguda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Jharsugudda Ii, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jharsuguda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jharsugudda Ii, Jharsuguda?

The IFSC Code is CNRB0018046.

Is the IFSC Code CNRB0018046 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jharsugudda Ii?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jharsugudda Ii branch?

The address of the branch is B K Complex Mangala Bazar Road Jharsuguda Jharsuguda Orissa 768 201 located in Jharsuguda, Jharsuguda, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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