There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Moti Khavadi branch in Jamnagar, Khavdi Moti, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Jamnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code CNRB0017091. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Moti Khavadi, Jamnagar

The table below shows the main details of the IFSC Code CNRB0017091 for the Canara Bank branch in Jamnagar, which falls under the Khavdi Moti district in Gujarat.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017091
Branch Moti Khavadi
City Jamnagar
District Khavdi Moti
State Gujarat
Address Near Rpl Site Dwaraka Rd Moti Khavadi Gujarat 361140

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Jamnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0017091 for the Moti Khavadi branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Moti Khavadi, Jamnagar, Gujarat, is provided with a unique IFSC like CNRB0017091 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Jamnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jamnagar and Khavdi Moti.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Moti Khavadi do not get mixed with another location.

Format of the IFSC Code CNRB0017091

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Moti Khavadi in Jamnagar.

For example, the IFSC Code CNRB0017091 of Canara Bank for the Moti Khavadi branch has these elements, identifying the bank and the branch location in Jamnagar and Gujarat correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0017091 of Canara Bank for its Moti Khavadi branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Jamnagar and Khavdi Moti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Moti Khavadi or Jamnagar to get the exact IFSC Code CNRB0017091.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Jamnagar that will provide accurate information.

How to Use IFSC Code CNRB0017091 for Online Transfers?

Once you have the IFSC Code CNRB0017091 for the Moti Khavadi branch of Canara Bank in Jamnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0017091. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0017091.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Moti Khavadi in Jamnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Moti Khavadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jamnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Moti Khavadi, Jamnagar?

The IFSC Code is CNRB0017091.

Is the IFSC Code CNRB0017091 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Moti Khavadi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moti Khavadi branch?

The address of the branch is Near Rpl Site Dwaraka Rd Moti Khavadi Gujarat 361140 located in Jamnagar, Khavdi Moti, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.