Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Falakata branch in Jalpaiguri, Falakata, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019783. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Falakata, Jalpaiguri

Below in the table are the key details related to IFSC Code CNRB0019783 of Canara Bank for its branch located in Jalpaiguri, within the district of Falakata in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019783
Branch Falakata
City Jalpaiguri
District Falakata
State West Bengal
Address Babupara Main Road Opp Lic Building P O Falakata Dist Alipurduar Falakata West Bengal India735211

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Jalpaiguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019783 for the Falakata branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019783 is given to every bank branch, including Canara Bank located in Falakata, Jalpaiguri, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalpaiguri and Falakata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Falakata doesn't end up at another location.

Format of the IFSC Code CNRB0019783

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Falakata in Jalpaiguri.

For example, the IFSC Code CNRB0019783 of Canara Bank for the Falakata branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0019783 of Canara Bank for its Falakata branch located in Jalpaiguri, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Jalpaiguri and Falakata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Falakata or Jalpaiguri to find the exact IFSC Code CNRB0019783.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Jalpaiguri will provide accurate information.

How to Use IFSC Code CNRB0019783 for Online Transfers?

Once you have the IFSC Code CNRB0019783 for the Falakata branch of Canara Bank in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0019783. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019783.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Falakata in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Falakata, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Falakata, Jalpaiguri?

The IFSC Code is CNRB0019783.

Is the IFSC Code CNRB0019783 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Falakata?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Falakata branch?

The address of the branch is Babupara Main Road Opp Lic Building P O Falakata Dist Alipurduar Falakata West Bengal India735211 located in Jalpaiguri, Falakata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.