Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Apra Ii branch in Jalandhar, Apra, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0018136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Apra Ii, Jalandhar
The table below shows the main details of the IFSC Code CNRB0018136 for the Canara Bank branch in Jalandhar, which falls under the Apra district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0018136 |
| Branch | Apra Ii |
| City | Jalandhar |
| District | Apra |
| State | Punjab |
| Address | Kalsi Bhawan Banga Road Apra Phillaur Taluk Jalandhar Punjab 144 416 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018136 for the Apra Ii branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0018136 is given to every bank branch, including Canara Bank located in Apra Ii, Jalandhar, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Jalandhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jalandhar and Apra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Apra Ii doesn't end up at another location.
Format of the IFSC Code CNRB0018136
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Apra Ii in Jalandhar.
For example, the IFSC Code CNRB0018136 of Canara Bank for the Apra Ii branch has these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0018136 of Canara Bank for its Apra Ii branch located in Jalandhar, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Jalandhar and Apra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Apra Ii or Jalandhar to get the exact IFSC Code CNRB0018136.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Jalandhar that will provide accurate information.
How to Use IFSC Code CNRB0018136 for Online Transfers?
Once you have the IFSC Code CNRB0018136 for the Apra Ii branch of Canara Bank in Jalandhar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0018136. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018136.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Apra Ii in Jalandhar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Apra Ii, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0018136.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kalsi Bhawan Banga Road Apra Phillaur Taluk Jalandhar Punjab 144 416 located in Jalandhar, Apra, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.