Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Shibpur branch in Howrah, Shibpur, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019541. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Shibpur, Howrah
Here are the main details that are associated with the IFSC Code CNRB0019541 of Canara Bank for its branch located in Howrah, within the district of Shibpur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019541 |
| Branch | Shibpur |
| City | Howrah |
| District | Shibpur |
| State | West Bengal |
| Address | 493 By C By A G T Road S Vivek Vihar Shibpur Howrah L 711 102 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Howrah for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019541 for the Shibpur branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Shibpur, Howrah, West Bengal, is provided a unique IFSC like CNRB0019541 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Howrah.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Howrah and Shibpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Shibpur do not get misguided to another person.
Format of the IFSC Code CNRB0019541
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shibpur in Howrah.
For example, the IFSC Code CNRB0019541 of Canara Bank for the Shibpur branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019541 of Canara Bank for its Shibpur branch located in Howrah, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Howrah and Shibpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Shibpur or Howrah to get the exact IFSC Code CNRB0019541.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Howrah that will provide accurate information.
How to Use IFSC Code CNRB0019541 for Online Transfers?
If you have the IFSC Code CNRB0019541 for the Shibpur branch of Canara Bank in Howrah, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019541. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0019541.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Shibpur in Howrah, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Shibpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Howrah to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019541.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 493 By C By A G T Road S Vivek Vihar Shibpur Howrah L 711 102 located in Howrah, Shibpur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.