For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Kot Fatuhi branch in Hoshiarpur, Kotfatuhi, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0002526. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kot Fatuhi, Hoshiarpur

Here are the main details that are associated with the IFSC Code CNRB0002526 of Canara Bank for its branch located in Hoshiarpur, within the district of Kotfatuhi in the state of Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002526
Branch Kot Fatuhi
City Hoshiarpur
District Kotfatuhi
State Punjab
Address Near Bus Stand,, Kot Fatuhi , Dist Hoshiarpur, Punjab - 144 519

These details help users in online banking and for businesses and individuals who use Canara Bank in Hoshiarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002526 for the Kot Fatuhi branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Kot Fatuhi, Hoshiarpur, Punjab, are allotted a unique IFSC like CNRB0002526 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hoshiarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hoshiarpur and Kotfatuhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Kot Fatuhi reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CNRB0002526

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kot Fatuhi in Hoshiarpur.

For example, the IFSC Code CNRB0002526 of Canara Bank for the Kot Fatuhi branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002526 of Canara Bank for its Kot Fatuhi branch located in Hoshiarpur, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Hoshiarpur and Kotfatuhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kot Fatuhi or Hoshiarpur to get the exact IFSC Code CNRB0002526.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Hoshiarpur that will provide accurate information.

How to Use IFSC Code CNRB0002526 for Online Transfers?

Once you have the IFSC Code CNRB0002526 for the Kot Fatuhi branch of Canara Bank in Hoshiarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002526. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002526.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kot Fatuhi in Hoshiarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kot Fatuhi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hoshiarpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Kot Fatuhi Hoshiarpur?

The IFSC Code of the Kot Fatuhi Hoshiarpur branch is CNRB0002526.

Is IFSC Code CNRB0002526 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Kot Fatuhi branch?

The branch is located at Near Bus Stand,, Kot Fatuhi , Dist Hoshiarpur, Punjab - 144 519.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.