IFSC Code of Canara Bank, Hoshiarpur Main, Hoshiarpur, Punjab- CNRB0002096

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Hoshiarpur Main branch in Hoshiarpur, Hoshiarpur, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0002096. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Hoshiarpur Main, Hoshiarpur

Here are the key points that are associated with the IFSC Code CNRB0002096 of Canara Bank for its branch located in Hoshiarpur, within the district of Hoshiarpur in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Hoshiarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002096 for the Hoshiarpur Main branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Hoshiarpur Main, Hoshiarpur, Punjab, is provided with a unique IFSC like CNRB0002096 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Canara Bank branch in Hoshiarpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Hoshiarpur and Hoshiarpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Hoshiarpur Main do not get mixed with another location.

Format of the IFSC Code CNRB0002096

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hoshiarpur Main in Hoshiarpur.

For example, the IFSC Code CNRB0002096 of Canara Bank for the Hoshiarpur Main branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002096 of Canara Bank for its Hoshiarpur Main branch located in Hoshiarpur, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Hoshiarpur and Hoshiarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Hoshiarpur Main or Hoshiarpur to get the exact IFSC Code CNRB0002096.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Hoshiarpur that will provide accurate information.

How to Use IFSC Code CNRB0002096 for Online Transfers?

Once you have the IFSC Code CNRB0002096 for the Hoshiarpur Main branch of Canara Bank in Hoshiarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002096. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002096.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Hoshiarpur Main in Hoshiarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Hoshiarpur Main, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hoshiarpur manage online transfers as well as cheque clearances with ease.