There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Radhanagar branch in Hooghly, Jangipara, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Hooghly or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CNRB0005164. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Radhanagar, Hooghly
Here are the key points that are associated with the IFSC Code CNRB0005164 of Canara Bank for its branch located in Hooghly, within the district of Jangipara in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005164 |
| Branch | Radhanagar |
| City | Hooghly |
| District | Jangipara |
| State | West Bengal |
| Address | Vill And Po Jagalgari,Dist Hooghly,Radhanagar,West Bengal Pin 712403 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Hooghly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0005164 for the Radhanagar branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Radhanagar, Hooghly, West Bengal, are given a unique IFSC like CNRB0005164 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hooghly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hooghly and Jangipara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Radhanagar goes to the correct branch. This is important because Canara Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0005164
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Radhanagar in Hooghly.
For example, the IFSC Code CNRB0005164 of Canara Bank for the Radhanagar branch includes these elements, identifying the bank and the branch location in Hooghly and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0005164 of Canara Bank for its Radhanagar branch located in Hooghly, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Hooghly and Jangipara, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Radhanagar or Hooghly to get the exact IFSC Code CNRB0005164.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Hooghly, you'll get the correct details.
How to Use IFSC Code CNRB0005164 for Online Transfers?
Once you have the IFSC Code CNRB0005164 for the Radhanagar branch of Canara Bank in Hooghly, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0005164. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0005164.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Radhanagar in Hooghly, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Radhanagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hooghly manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Radhanagar Hooghly branch is CNRB0005164.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill And Po Jagalgari,Dist Hooghly,Radhanagar,West Bengal Pin 712403.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.