For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Sme Hathras branch in Hathras, Hathras, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Hathras or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0004944. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Sme Hathras, Hathras

Here are the main details that are associated with the IFSC Code CNRB0004944 of Canara Bank for its branch located in Hathras, within the district of Hathras in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004944
Branch Sme Hathras
City Hathras
District Hathras
State Uttar Pradesh
Address Canara Bank, New Market Yard, Aligarh Road, Opp Idustrial Estate, Hathras, Up-204 001.

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Hathras for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004944 for the Sme Hathras branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004944 is given to every bank branch, including Canara Bank located in Sme Hathras, Hathras, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Hathras.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hathras and Hathras.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Sme Hathras doesn't end up at another location.

Format of the IFSC Code CNRB0004944

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sme Hathras in Hathras.

For example, the IFSC Code CNRB0004944 of Canara Bank for the Sme Hathras branch has these elements, identifying the bank and the branch location in Hathras and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004944 of Canara Bank for its Sme Hathras branch located in Hathras, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Hathras and Hathras, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Sme Hathras or Hathras to find the exact IFSC Code CNRB0004944.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Hathras will provide accurate information.

How to Use IFSC Code CNRB0004944 for Online Transfers?

If you have the IFSC Code CNRB0004944 for the Sme Hathras branch of Canara Bank in Hathras, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004944. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004944.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Sme Hathras in Hathras, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sme Hathras, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hathras manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Sme Hathras, Hathras?

The IFSC Code is CNRB0004944.

Is the IFSC Code CNRB0004944 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Sme Hathras?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sme Hathras branch?

The address of the branch is Canara Bank, New Market Yard, Aligarh Road, Opp Idustrial Estate, Hathras, Up-204 001. located in Hathras, Hathras, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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