Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Laksar Ii branch in Haridwar, Laksar, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0019741. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Laksar Ii, Haridwar
Here are the main details that are associated with the IFSC Code CNRB0019741 of Canara Bank for its branch located in Haridwar, within the district of Laksar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019741 |
| Branch | Laksar Ii |
| City | Haridwar |
| District | Laksar |
| State | Uttarakhand |
| Address | Canara Bank Govardhan Road Near Tehsil Tiraha Laksar Distt Haridwar Haridwar Uttarakhand India 247663 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Haridwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019741 for the Laksar Ii branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Laksar Ii, Haridwar, Uttarakhand, is provided with a unique IFSC like CNRB0019741 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haridwar and Laksar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Laksar Ii do not get mixed with another location.
Format of the IFSC Code CNRB0019741
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Laksar Ii in Haridwar.
For example, the IFSC Code CNRB0019741 of Canara Bank for the Laksar Ii branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019741 of Canara Bank for its Laksar Ii branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Haridwar and Laksar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Laksar Ii or Haridwar to get the exact IFSC Code CNRB0019741.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Haridwar, you'll get the correct details.
How to Use IFSC Code CNRB0019741 for Online Transfers?
Once you have the IFSC Code CNRB0019741 for the Laksar Ii branch of Canara Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019741. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019741.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Laksar Ii in Haridwar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Laksar Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haridwar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Laksar Ii Haridwar branch is CNRB0019741.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Canara Bank Govardhan Road Near Tehsil Tiraha Laksar Distt Haridwar Haridwar Uttarakhand India 247663.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.