The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Bhagwanpur branch in Haridwar, Bhagwanpur, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0002909. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Bhagwanpur, Haridwar
Below in the table are the key details related to IFSC Code CNRB0002909 of Canara Bank for its branch located in Haridwar, within the district of Bhagwanpur in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002909 |
| Branch | Bhagwanpur |
| City | Haridwar |
| District | Bhagwanpur |
| State | Uttarakhand |
| Address | 134 ,Main Roorkee-Haridwar Road, Bhagwanpur , Hardwar Dist, Uttaranchal-247661 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Haridwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002909 for the Bhagwanpur branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Bhagwanpur, Haridwar, Uttarakhand, are given a unique IFSC like CNRB0002909 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Haridwar and Bhagwanpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Bhagwanpur goes to the correct branch. This is important because Canara Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0002909
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhagwanpur in Haridwar.
For example, the IFSC Code CNRB0002909 of Canara Bank for the Bhagwanpur branch has these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0002909 of Canara Bank for its Bhagwanpur branch located in Haridwar, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Haridwar and Bhagwanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Bhagwanpur or Haridwar to get the exact IFSC Code CNRB0002909.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Haridwar that will provide accurate information.
How to Use IFSC Code CNRB0002909 for Online Transfers?
Once you have the IFSC Code CNRB0002909 for the Bhagwanpur branch of Canara Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0002909. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002909.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Bhagwanpur in Haridwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bhagwanpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Haridwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhagwanpur Haridwar branch is CNRB0002909.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 134 ,Main Roorkee-Haridwar Road, Bhagwanpur , Hardwar Dist, Uttaranchal-247661.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.