The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Sujanpur Tihra branch in Hamirpur, Sujanpur Tira, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0002558. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Sujanpur Tihra, Hamirpur
Here are some of the key details that come with the IFSC Code CNRB0002558 of Canara Bank for its branch located in Hamirpur, within the district of Sujanpur Tira in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002558 |
| Branch | Sujanpur Tihra |
| City | Hamirpur |
| District | Sujanpur Tira |
| State | Himachal Pradesh |
| Address | Sujanpur Tihra, Hamirpur District, Himachal Pradesh - 176110 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Hamirpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002558 for the Sujanpur Tihra branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0002558 is given to every bank branch, including Canara Bank located in Sujanpur Tihra, Hamirpur, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Hamirpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hamirpur and Sujanpur Tira.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Sujanpur Tihra doesn't end up at another location.
Format of the IFSC Code CNRB0002558
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sujanpur Tihra in Hamirpur.
For example, the IFSC Code CNRB0002558 of Canara Bank for the Sujanpur Tihra branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0002558 of Canara Bank for its Sujanpur Tihra branch located in Hamirpur, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Hamirpur and Sujanpur Tira, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Sujanpur Tihra or Hamirpur to get the exact IFSC Code CNRB0002558.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Hamirpur, you'll get the correct details.
How to Use IFSC Code CNRB0002558 for Online Transfers?
If you have the IFSC Code CNRB0002558 for the Sujanpur Tihra branch of Canara Bank in Hamirpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0002558. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0002558.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Sujanpur Tihra in Hamirpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sujanpur Tihra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hamirpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0002558.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sujanpur Tihra, Hamirpur District, Himachal Pradesh - 176110 located in Hamirpur, Sujanpur Tira, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.