The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kakkar branch in Hamirpur, Kakkar, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0002063. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kakkar, Hamirpur

Below in the table are the key details related to IFSC Code CNRB0002063 of Canara Bank for its branch located in Hamirpur, within the district of Kakkar in the state of Himachal Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002063
Branch Kakkar
City Hamirpur
District Kakkar
State Himachal Pradesh
Address Kakkar Village P.O. Dist Hamirpur (Himachal Pradesh) - 177028

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Hamirpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0002063 for the Kakkar branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kakkar, Hamirpur, Himachal Pradesh, is provided a unique IFSC like CNRB0002063 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Hamirpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hamirpur and Kakkar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kakkar do not get misguided to another person.

Format of the IFSC Code CNRB0002063

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kakkar in Hamirpur.

For example, the IFSC Code CNRB0002063 of Canara Bank for the Kakkar branch has these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0002063 of Canara Bank for its Kakkar branch located in Hamirpur, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Hamirpur and Kakkar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kakkar or Hamirpur to find the exact IFSC Code CNRB0002063.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Hamirpur will provide accurate information.

How to Use IFSC Code CNRB0002063 for Online Transfers?

Once you have the IFSC Code CNRB0002063 for the Kakkar branch of Canara Bank in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002063. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002063.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kakkar in Hamirpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kakkar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hamirpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kakkar, Hamirpur?

The IFSC Code is CNRB0002063.

Is the IFSC Code CNRB0002063 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kakkar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kakkar branch?

The address of the branch is Kakkar Village P.O. Dist Hamirpur (Himachal Pradesh) - 177028 located in Hamirpur, Kakkar, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.