Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Rah Hajipur branch in Hajipur, Hajipur, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Hajipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0002273. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Rah Hajipur, Hajipur
The table below shows the main details of the IFSC Code CNRB0002273 for the Canara Bank branch in Hajipur, which falls under the Hajipur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0002273 |
| Branch | Rah Hajipur |
| City | Hajipur |
| District | Hajipur |
| State | Bihar |
| Address | Bhagwati Estate Cinema Road Near Anwarpur Chowk Hajipur Bihar 844101 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Hajipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002273 for the Rah Hajipur branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Rah Hajipur, Hajipur, Bihar, is provided with a unique IFSC like CNRB0002273 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Hajipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Hajipur and Hajipur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Rah Hajipur do not get mixed with another location.
Format of the IFSC Code CNRB0002273
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rah Hajipur in Hajipur.
For example, the IFSC Code CNRB0002273 of Canara Bank for the Rah Hajipur branch includes these elements, identifying the bank and the branch location in Hajipur and Bihar correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0002273 of Canara Bank for its Rah Hajipur branch located in Hajipur, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Hajipur and Hajipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Rah Hajipur or Hajipur to find the exact IFSC Code CNRB0002273.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Hajipur will provide accurate information.
How to Use IFSC Code CNRB0002273 for Online Transfers?
Once you have the IFSC Code CNRB0002273 for the Rah Hajipur branch of Canara Bank in Hajipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0002273. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002273.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Rah Hajipur in Hajipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Rah Hajipur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hajipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0002273.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bhagwati Estate Cinema Road Near Anwarpur Chowk Hajipur Bihar 844101 located in Hajipur, Hajipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.