There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Sujanpur branch in Gurdaspur, Sujanpur, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Gurdaspur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CNRB0006213. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Sujanpur, Gurdaspur
Here are some of the key details that come with the IFSC Code CNRB0006213 of Canara Bank for its branch located in Gurdaspur, within the district of Sujanpur in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0006213 |
| Branch | Sujanpur |
| City | Gurdaspur |
| District | Sujanpur |
| State | Punjab |
| Address | Canara Bank 52,Near Bridge No 5,Sujanpur,Dist Pathankot Sujanpur Punjab 145023 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Gurdaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006213 for the Sujanpur branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0006213 is given to every bank branch, including Canara Bank located in Sujanpur, Gurdaspur, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Gurdaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gurdaspur and Sujanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Sujanpur doesn't end up at another location.
Format of the IFSC Code CNRB0006213
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujanpur in Gurdaspur.
For example, the IFSC Code CNRB0006213 of Canara Bank for the Sujanpur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0006213 of Canara Bank for its Sujanpur branch located in Gurdaspur, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Gurdaspur and Sujanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Sujanpur or Gurdaspur to find the exact IFSC Code CNRB0006213.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Gurdaspur will provide accurate information.
How to Use IFSC Code CNRB0006213 for Online Transfers?
Once you have the IFSC Code CNRB0006213 for the Sujanpur branch of Canara Bank in Gurdaspur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0006213. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006213.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Sujanpur in Gurdaspur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Sujanpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0006213.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank 52,Near Bridge No 5,Sujanpur,Dist Pathankot Sujanpur Punjab 145023 located in Gurdaspur, Sujanpur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.