There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Kembhavi branch in Gulbarga, Kembhaui, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Gulbarga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code CNRB0004659. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kembhavi, Gulbarga

Here are some of the key details that come with the IFSC Code CNRB0004659 of Canara Bank for its branch located in Gulbarga, within the district of Kembhaui in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004659
Branch Kembhavi
City Gulbarga
District Kembhaui
State Karnataka
Address Canara Bank,Kembhavi, Tq. Shorapur, Dt. Yadgir -585216

These details help users in online banking and for businesses and individuals who use Canara Bank in Gulbarga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004659 for the Kembhavi branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kembhavi, Gulbarga, Karnataka, is provided with a unique IFSC like CNRB0004659 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Gulbarga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gulbarga and Kembhaui.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kembhavi do not get mixed with another location.

Format of the IFSC Code CNRB0004659

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kembhavi in Gulbarga.

For example, the IFSC Code CNRB0004659 of Canara Bank for the Kembhavi branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0004659 of Canara Bank for its Kembhavi branch located in Gulbarga, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Gulbarga and Kembhaui, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Kembhavi or Gulbarga to get the exact IFSC Code CNRB0004659.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Gulbarga, then it will provide you proper information.

How to Use IFSC Code CNRB0004659 for Online Transfers?

If you have the IFSC Code CNRB0004659 for the Kembhavi branch of Canara Bank in Gulbarga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004659. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004659.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Kembhavi in Gulbarga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kembhavi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gulbarga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kembhavi, Gulbarga?

The IFSC Code is CNRB0004659.

Is the IFSC Code CNRB0004659 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kembhavi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kembhavi branch?

The address of the branch is Canara Bank,Kembhavi, Tq. Shorapur, Dt. Yadgir -585216 located in Gulbarga, Kembhaui, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.