For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Mirganj branch in Gopalganj, Mirganj, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0004566. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Mirganj, Gopalganj
Here are some of the key details that come with the IFSC Code CNRB0004566 of Canara Bank for its branch located in Gopalganj, within the district of Mirganj in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004566 |
| Branch | Mirganj |
| City | Gopalganj |
| District | Mirganj |
| State | Bihar |
| Address | First Floor, Hathua More, Bhore Road, Infront Of Masjid Mirganj, District ┬Û Gopalganj Pin 841436 Bihar |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Gopalganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004566 for the Mirganj branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Mirganj, Gopalganj, Bihar, is provided with a unique IFSC like CNRB0004566 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Gopalganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gopalganj and Mirganj.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Mirganj do not get mixed with another location.
Format of the IFSC Code CNRB0004566
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mirganj in Gopalganj.
For example, the IFSC Code CNRB0004566 of Canara Bank for the Mirganj branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0004566 of Canara Bank for its Mirganj branch located in Gopalganj, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Gopalganj and Mirganj, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Mirganj or Gopalganj to get the exact IFSC Code CNRB0004566.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Gopalganj, you'll get the correct details.
How to Use IFSC Code CNRB0004566 for Online Transfers?
Once you have the IFSC Code CNRB0004566 for the Mirganj branch of Canara Bank in Gopalganj, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004566. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004566.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Mirganj in Gopalganj, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Mirganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gopalganj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004566.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Hathua More, Bhore Road, Infront Of Masjid Mirganj, District ┬Û Gopalganj Pin 841436 Bihar located in Gopalganj, Mirganj, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.