There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Golaghat Ii branch in Golaghat, Golaghar, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Golaghat or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CNRB0017343. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Golaghat Ii, Golaghat

Here are some of the key details that come with the IFSC Code CNRB0017343 of Canara Bank for its branch located in Golaghat, within the district of Golaghar in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017343
Branch Golaghat Ii
City Golaghat
District Golaghar
State Assam
Address Mona Bazar Bezbaruah Marketing Complex Dhodar Ali Golaghar Assam 785621

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Golaghat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0017343 for the Golaghat Ii branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0017343 is given to every bank branch, including Canara Bank located in Golaghat Ii, Golaghat, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Golaghat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Golaghat and Golaghar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Golaghat Ii doesn't end up at another location.

Format of the IFSC Code CNRB0017343

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Golaghat Ii in Golaghat.

For example, the IFSC Code CNRB0017343 of Canara Bank for the Golaghat Ii branch has these elements, identifying the bank and the branch location in Golaghat and Assam correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0017343 of Canara Bank for its Golaghat Ii branch located in Golaghat, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Golaghat and Golaghar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Golaghat Ii or Golaghat to get the exact IFSC Code CNRB0017343.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Golaghat that will provide accurate information.

How to Use IFSC Code CNRB0017343 for Online Transfers?

If you have the IFSC Code CNRB0017343 for the Golaghat Ii branch of Canara Bank in Golaghat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0017343. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0017343.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Golaghat Ii in Golaghat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Golaghat Ii, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Golaghat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Golaghat Ii, Golaghat?

The IFSC Code is CNRB0017343.

Is the IFSC Code CNRB0017343 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Golaghat Ii?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Golaghat Ii branch?

The address of the branch is Mona Bazar Bezbaruah Marketing Complex Dhodar Ali Golaghar Assam 785621 located in Golaghat, Golaghar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.