The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Dergaon branch in Golaghat, Dergaon, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0007634. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Dergaon, Golaghat

Here are the main details that are associated with the IFSC Code CNRB0007634 of Canara Bank for its branch located in Golaghat, within the district of Dergaon in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0007634
Branch Dergaon
City Golaghat
District Dergaon
State Assam
Address Ward No 4 At Road Dergaon Town Po Ps Dergaon Dist Golaghat Assam 785614

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Golaghat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007634 for the Dergaon branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0007634 is given to every bank branch, including Canara Bank located in Dergaon, Golaghat, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Golaghat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Golaghat and Dergaon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Dergaon doesn't end up at another location.

Format of the IFSC Code CNRB0007634

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dergaon in Golaghat.

For example, the IFSC Code CNRB0007634 of Canara Bank for the Dergaon branch has these elements, identifying the bank and the branch location in Golaghat and Assam correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0007634 of Canara Bank for its Dergaon branch located in Golaghat, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Golaghat and Dergaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Dergaon or Golaghat to find the exact IFSC Code CNRB0007634.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Golaghat will provide accurate information.

How to Use IFSC Code CNRB0007634 for Online Transfers?

Once you have the IFSC Code CNRB0007634 for the Dergaon branch of Canara Bank in Golaghat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0007634. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007634.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Dergaon in Golaghat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Dergaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Golaghat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Dergaon Golaghat?

The IFSC Code of the Dergaon Golaghat branch is CNRB0007634.

Is IFSC Code CNRB0007634 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Dergaon branch?

The branch is located at Ward No 4 At Road Dergaon Town Po Ps Dergaon Dist Golaghat Assam 785614.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.