For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Jamua branch in Giridih, Jamua, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Giridih or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0005713. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jamua, Giridih

The table below shows the main details of the IFSC Code CNRB0005713 for the Canara Bank branch in Giridih, which falls under the Jamua district in Jharkhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005713
Branch Jamua
City Giridih
District Jamua
State Jharkhand
Address Giridih Deoghar Road Near Jamua,Thana Po Jamua Giridih Jamua Jharkhand 815315

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Giridih for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005713 for the Jamua branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0005713 is given to every bank branch, including Canara Bank located in Jamua, Giridih, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Giridih.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Giridih and Jamua.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Jamua doesn't end up at another location.

Format of the IFSC Code CNRB0005713

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jamua in Giridih.

For example, the IFSC Code CNRB0005713 of Canara Bank for the Jamua branch has these elements, identifying the bank and the branch location in Giridih and Jharkhand correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0005713 of Canara Bank for its Jamua branch located in Giridih, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Giridih and Jamua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Jamua or Giridih to find the exact IFSC Code CNRB0005713.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Giridih will provide accurate information.

How to Use IFSC Code CNRB0005713 for Online Transfers?

Once you have the IFSC Code CNRB0005713 for the Jamua branch of Canara Bank in Giridih, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005713. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0005713.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Jamua in Giridih, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jamua, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Giridih manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jamua, Giridih?

The IFSC Code is CNRB0005713.

Is the IFSC Code CNRB0005713 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jamua?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamua branch?

The address of the branch is Giridih Deoghar Road Near Jamua,Thana Po Jamua Giridih Jamua Jharkhand 815315 located in Giridih, Jamua, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.