Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Giridih Industrial Area branch in Giridih, Giridih, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Giridih or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0007389. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Giridih Industrial Area, Giridih
Here are some of the key details that come with the IFSC Code CNRB0007389 of Canara Bank for its branch located in Giridih, within the district of Giridih in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0007389 |
| Branch | Giridih Industrial Area |
| City | Giridih |
| District | Giridih |
| State | Jharkhand |
| Address | Tundi Road Mahtodihchina More Girid Dist Jharkhand 815301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Giridih for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007389 for the Giridih Industrial Area branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Giridih Industrial Area, Giridih, Jharkhand, are given a unique IFSC like CNRB0007389 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Giridih.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Giridih and Giridih.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Giridih Industrial Area goes to the correct branch. This is important because Canara Bank has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0007389
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Giridih Industrial Area in Giridih.
For example, the IFSC Code CNRB0007389 of Canara Bank for the Giridih Industrial Area branch includes these elements, identifying the bank and the branch location in Giridih and Jharkhand accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0007389 of Canara Bank for its Giridih Industrial Area branch located in Giridih, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Giridih and Giridih, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Giridih Industrial Area or Giridih to get the exact IFSC Code CNRB0007389.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Giridih, you'll get the correct details.
How to Use IFSC Code CNRB0007389 for Online Transfers?
Once you have the IFSC Code CNRB0007389 for the Giridih Industrial Area branch of Canara Bank in Giridih, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0007389. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007389.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Giridih Industrial Area in Giridih may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Giridih Industrial Area, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Giridih manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Giridih Industrial Area Giridih branch is CNRB0007389.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tundi Road Mahtodihchina More Girid Dist Jharkhand 815301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.