There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Specialised Sme Branch Pilkhuwa Ii branch in Ghaziabad, Pilkhuwa, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Ghaziabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0018559. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Specialised Sme Branch Pilkhuwa Ii, Ghaziabad
Here are the main details that are associated with the IFSC Code CNRB0018559 of Canara Bank for its branch located in Ghaziabad, within the district of Pilkhuwa in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0018559 |
| Branch | Specialised Sme Branch Pilkhuwa Ii |
| City | Ghaziabad |
| District | Pilkhuwa |
| State | Uttar Pradesh |
| Address | Gandhi Road Pilkhuwa Ghaziabad 245 304 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Ghaziabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018559 for the Specialised Sme Branch Pilkhuwa Ii branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Specialised Sme Branch Pilkhuwa Ii, Ghaziabad, Uttar Pradesh, are given a unique IFSC like CNRB0018559 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ghaziabad and Pilkhuwa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Specialised Sme Branch Pilkhuwa Ii goes to the correct branch. This is important because Canara Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0018559
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Specialised Sme Branch Pilkhuwa Ii in Ghaziabad.
For example, the IFSC Code CNRB0018559 of Canara Bank for the Specialised Sme Branch Pilkhuwa Ii branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0018559 of Canara Bank for its Specialised Sme Branch Pilkhuwa Ii branch located in Ghaziabad, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Ghaziabad and Pilkhuwa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Specialised Sme Branch Pilkhuwa Ii or Ghaziabad to find the exact IFSC Code CNRB0018559.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Ghaziabad will provide accurate information.
How to Use IFSC Code CNRB0018559 for Online Transfers?
Once you have the IFSC Code CNRB0018559 for the Specialised Sme Branch Pilkhuwa Ii branch of Canara Bank in Ghaziabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0018559. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018559.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Specialised Sme Branch Pilkhuwa Ii in Ghaziabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Specialised Sme Branch Pilkhuwa Ii, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0018559.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gandhi Road Pilkhuwa Ghaziabad 245 304 located in Ghaziabad, Pilkhuwa, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.