The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Shahpur Nij Morta branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0003742. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Shahpur Nij Morta, Ghaziabad
The table below shows the main details of the IFSC Code CNRB0003742 for the Canara Bank branch in Ghaziabad, which falls under the Ghaziabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0003742 |
| Branch | Shahpur Nij Morta |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Address | Canara Bank ,Shahpur Nij Morta Po Shahpur Nij Morta Via Morad Nagar Dist Ghaziabad 201206 |
These details help users in online banking and for businesses and individuals who use Canara Bank in Ghaziabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003742 for the Shahpur Nij Morta branch of Canara Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Shahpur Nij Morta, Ghaziabad, Uttar Pradesh, are allotted a unique IFSC like CNRB0003742 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ghaziabad and Ghaziabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Shahpur Nij Morta reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code CNRB0003742
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahpur Nij Morta in Ghaziabad.
For example, the IFSC Code CNRB0003742 of Canara Bank for the Shahpur Nij Morta branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0003742 of Canara Bank for its Shahpur Nij Morta branch located in Ghaziabad, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Ghaziabad and Ghaziabad, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Shahpur Nij Morta or Ghaziabad to get the exact IFSC Code CNRB0003742.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Ghaziabad, you'll get the correct details.
How to Use IFSC Code CNRB0003742 for Online Transfers?
Once you have the IFSC Code CNRB0003742 for the Shahpur Nij Morta branch of Canara Bank in Ghaziabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0003742. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003742.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Shahpur Nij Morta in Ghaziabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Shahpur Nij Morta, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ghaziabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0003742.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank ,Shahpur Nij Morta Po Shahpur Nij Morta Via Morad Nagar Dist Ghaziabad 201206 located in Ghaziabad, Ghaziabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.