Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Modinagar Govindpuri branch in Ghaziabad, Modinagar, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018899. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Modinagar Govindpuri, Ghaziabad
Here are the main details that are associated with the IFSC Code CNRB0018899 of Canara Bank for its branch located in Ghaziabad, within the district of Modinagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0018899 |
| Branch | Modinagar Govindpuri |
| City | Ghaziabad |
| District | Modinagar |
| State | Uttar Pradesh |
| Address | Dayawati Modi Public School Hapur Road Opp Modipon Ltd Modinagar Ghaziabad 201 204 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Ghaziabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018899 for the Modinagar Govindpuri branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Modinagar Govindpuri, Ghaziabad, Uttar Pradesh, are allotted a unique IFSC like CNRB0018899 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghaziabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ghaziabad and Modinagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Modinagar Govindpuri reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code CNRB0018899
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Modinagar Govindpuri in Ghaziabad.
For example, the IFSC Code CNRB0018899 of Canara Bank for the Modinagar Govindpuri branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0018899 of Canara Bank for its Modinagar Govindpuri branch located in Ghaziabad, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Ghaziabad and Modinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Modinagar Govindpuri or Ghaziabad to find the exact IFSC Code CNRB0018899.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Ghaziabad will provide accurate information.
How to Use IFSC Code CNRB0018899 for Online Transfers?
If you have the IFSC Code CNRB0018899 for the Modinagar Govindpuri branch of Canara Bank in Ghaziabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0018899. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0018899.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Modinagar Govindpuri in Ghaziabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Modinagar Govindpuri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0018899.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dayawati Modi Public School Hapur Road Opp Modipon Ltd Modinagar Ghaziabad 201 204 located in Ghaziabad, Modinagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.