Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Khiririkhal branch in Garhwal, Khireri-Khal, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0002184. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Khiririkhal, Garhwal

The table below shows the main details of the IFSC Code CNRB0002184 for the Canara Bank branch in Garhwal, which falls under the Khireri-Khal district in Uttarakhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002184
Branch Khiririkhal
City Garhwal
District Khireri-Khal
State Uttarakhand
Address Vill & Po Khirerikhal 246277 , Garhwal District, Uttaranchal

These details helps users in online banking and for businesses and individuals who use Canara Bank in Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002184 for the Khiririkhal branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Khiririkhal, Garhwal, Uttarakhand, is provided a unique IFSC like CNRB0002184 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Garhwal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Garhwal and Khireri-Khal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Khiririkhal do not get misguided to another person.

Format of the IFSC Code CNRB0002184

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khiririkhal in Garhwal.

For example, the IFSC Code CNRB0002184 of Canara Bank for the Khiririkhal branch has these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002184 of Canara Bank for its Khiririkhal branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Garhwal and Khireri-Khal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Khiririkhal or Garhwal to get the exact IFSC Code CNRB0002184.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Garhwal, you'll get the correct details.

How to Use IFSC Code CNRB0002184 for Online Transfers?

Once you have the IFSC Code CNRB0002184 for the Khiririkhal branch of Canara Bank in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002184. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002184.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Khiririkhal in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Khiririkhal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Garhwal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Khiririkhal, Garhwal?

The IFSC Code is CNRB0002184.

Is the IFSC Code CNRB0002184 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Khiririkhal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khiririkhal branch?

The address of the branch is Vill & Po Khirerikhal 246277 , Garhwal District, Uttaranchal located in Garhwal, Khireri-Khal, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.