The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Jaraukhand branch in Garhwal, Jadau Khand, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0002176. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Jaraukhand, Garhwal

Below in the table are the key details related to IFSC Code CNRB0002176 of Canara Bank for its branch located in Garhwal, within the district of Jadau Khand in the state of Uttarakhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002176
Branch Jaraukhand
City Garhwal
District Jadau Khand
State Uttarakhand
Address Jaraukhand , Dist Garhwal ( Uttaranchal) - 246 277

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Garhwal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002176 for the Jaraukhand branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Jaraukhand, Garhwal, Uttarakhand, are allotted a unique IFSC like CNRB0002176 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Garhwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Garhwal and Jadau Khand.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Jaraukhand reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code CNRB0002176

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaraukhand in Garhwal.

For example, the IFSC Code CNRB0002176 of Canara Bank for the Jaraukhand branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002176 of Canara Bank for its Jaraukhand branch located in Garhwal, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Garhwal and Jadau Khand, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Jaraukhand or Garhwal to get the exact IFSC Code CNRB0002176.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Garhwal that will provide accurate information.

How to Use IFSC Code CNRB0002176 for Online Transfers?

Once you have the IFSC Code CNRB0002176 for the Jaraukhand branch of Canara Bank in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002176. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002176.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Jaraukhand in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jaraukhand, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Garhwal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jaraukhand, Garhwal?

The IFSC Code is CNRB0002176.

Is the IFSC Code CNRB0002176 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jaraukhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaraukhand branch?

The address of the branch is Jaraukhand , Dist Garhwal ( Uttaranchal) - 246 277 located in Garhwal, Jadau Khand, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.