Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Khamanon branch in Fatehgarh Sahib, Khamanon, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0018125. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Khamanon, Fatehgarh Sahib

Here are the main details that are associated with the IFSC Code CNRB0018125 of Canara Bank for its branch located in Fatehgarh Sahib, within the district of Khamanon in the state of Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018125
Branch Khamanon
City Fatehgarh Sahib
District Khamanon
State Punjab
Address D 34806 Darshan Tower Ludhiana Chandigarh Road Khamano Distt Fatehgarh Sahib Khamano Punjab India 141801

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Fatehgarh Sahib for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018125 for the Khamanon branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Khamanon, Fatehgarh Sahib, Punjab, are given a unique IFSC like CNRB0018125 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Khamanon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Khamanon goes to the correct branch. This is important because Canara Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0018125

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khamanon in Fatehgarh Sahib.

For example, the IFSC Code CNRB0018125 of Canara Bank for the Khamanon branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0018125 of Canara Bank for its Khamanon branch located in Fatehgarh Sahib, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Fatehgarh Sahib and Khamanon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Khamanon or Fatehgarh Sahib to find the exact IFSC Code CNRB0018125.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Fatehgarh Sahib will provide accurate information.

How to Use IFSC Code CNRB0018125 for Online Transfers?

Once you have the IFSC Code CNRB0018125 for the Khamanon branch of Canara Bank in Fatehgarh Sahib, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0018125. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0018125.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Khamanon in Fatehgarh Sahib, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Khamanon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Khamanon Fatehgarh Sahib?

The IFSC Code of the Khamanon Fatehgarh Sahib branch is CNRB0018125.

Is IFSC Code CNRB0018125 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Khamanon branch?

The branch is located at D 34806 Darshan Tower Ludhiana Chandigarh Road Khamano Distt Fatehgarh Sahib Khamano Punjab India 141801.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.