Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Kadma branch in East Singhbhum, Kadma, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in East Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0004909. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kadma, East Singhbhum

Here are some of the key details that come with the IFSC Code CNRB0004909 of Canara Bank for its branch located in East Singhbhum, within the district of Kadma in the state of Jharkhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004909
Branch Kadma
City East Singhbhum
District Kadma
State Jharkhand
Address Ward No 2 1378 Govindnagar Main Road,Kadma,Pin 831005

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in East Singhbhum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004909 for the Kadma branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004909 is given to every bank branch, including Canara Bank located in Kadma, East Singhbhum, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in East Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like East Singhbhum and Kadma.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kadma doesn't end up at another location.

Format of the IFSC Code CNRB0004909

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kadma in East Singhbhum.

For example, the IFSC Code CNRB0004909 of Canara Bank for the Kadma branch has these elements, identifying the bank and the branch location in East Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004909 of Canara Bank for its Kadma branch located in East Singhbhum, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in East Singhbhum and Kadma, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kadma or East Singhbhum to get the exact IFSC Code CNRB0004909.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and East Singhbhum that will provide accurate information.

How to Use IFSC Code CNRB0004909 for Online Transfers?

If you have the IFSC Code CNRB0004909 for the Kadma branch of Canara Bank in East Singhbhum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004909. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004909.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Kadma in East Singhbhum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kadma, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Singhbhum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Kadma East Singhbhum?

The IFSC Code of the Kadma East Singhbhum branch is CNRB0004909.

Is IFSC Code CNRB0004909 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Kadma branch?

The branch is located at Ward No 2 1378 Govindnagar Main Road,Kadma,Pin 831005.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.