The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Hansdiha branch in Dumka, Hansdiha, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Dumka or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CNRB0017408. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Hansdiha, Dumka

Below in the table are the key details related to IFSC Code CNRB0017408 of Canara Bank for its branch located in Dumka, within the district of Hansdiha in the state of Jharkhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017408
Branch Hansdiha
City Dumka
District Hansdiha
State Jharkhand
Address Hansdiha Chowk Dt Dumka Jharkhand Hansdiha 814145

These details help users in online banking and for businesses and individuals who use Canara Bank in Dumka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0017408 for the Hansdiha branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Hansdiha, Dumka, Jharkhand, are allotted a unique IFSC like CNRB0017408 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dumka.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dumka and Hansdiha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Hansdiha reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code CNRB0017408

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hansdiha in Dumka.

For example, the IFSC Code CNRB0017408 of Canara Bank for the Hansdiha branch includes these elements, identifying the bank and the branch location in Dumka and Jharkhand correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0017408 of Canara Bank for its Hansdiha branch located in Dumka, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Dumka and Hansdiha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Hansdiha or Dumka to get the exact IFSC Code CNRB0017408.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Dumka, then it will provide you proper information.

How to Use IFSC Code CNRB0017408 for Online Transfers?

If you have the IFSC Code CNRB0017408 for the Hansdiha branch of Canara Bank in Dumka, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0017408. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0017408.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Hansdiha in Dumka, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Hansdiha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dumka to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Hansdiha, Dumka?

The IFSC Code is CNRB0017408.

Is the IFSC Code CNRB0017408 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Hansdiha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hansdiha branch?

The address of the branch is Hansdiha Chowk Dt Dumka Jharkhand Hansdiha 814145 located in Dumka, Hansdiha, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.