Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Dhemaji branch in Dhemaji, Dhemaji, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0004246. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Dhemaji, Dhemaji
Here are some of the key details that come with the IFSC Code CNRB0004246 of Canara Bank for its branch located in Dhemaji, within the district of Dhemaji in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004246 |
| Branch | Dhemaji |
| City | Dhemaji |
| District | Dhemaji |
| State | Assam |
| Address | Canara Bank Usha Complex, Nalani Pam,Ward No 04 Opp Lily Cinema, Dhemaji Dhemaji Assam 787057 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Dhemaji for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004246 for the Dhemaji branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004246 is given to every bank branch, including Canara Bank located in Dhemaji, Dhemaji, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Dhemaji.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhemaji and Dhemaji.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Dhemaji doesn't end up at another location.
Format of the IFSC Code CNRB0004246
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhemaji in Dhemaji.
For example, the IFSC Code CNRB0004246 of Canara Bank for the Dhemaji branch has these elements, identifying the bank and the branch location in Dhemaji and Assam correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0004246 of Canara Bank for its Dhemaji branch located in Dhemaji, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Dhemaji and Dhemaji, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Dhemaji or Dhemaji to find the exact IFSC Code CNRB0004246.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Dhemaji will provide accurate information.
How to Use IFSC Code CNRB0004246 for Online Transfers?
If you have the IFSC Code CNRB0004246 for the Dhemaji branch of Canara Bank in Dhemaji, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004246. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0004246.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Dhemaji in Dhemaji, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Dhemaji, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhemaji to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004246.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank Usha Complex, Nalani Pam,Ward No 04 Opp Lily Cinema, Dhemaji Dhemaji Assam 787057 located in Dhemaji, Dhemaji, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.