Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Keswapur,Hubli branch in Dharwad, Hubli-Dharwad, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0002949. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Keswapur,Hubli, Dharwad

Here are some of the key details that come with the IFSC Code CNRB0002949 of Canara Bank for its branch located in Dharwad, within the district of Hubli-Dharwad in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002949
Branch Keswapur,Hubli
City Dharwad
District Hubli-Dharwad
State Karnataka
Address Plot No 5, Opp Madhura Colony, Vasantha Nagar, Kusugar Road, Keshaawpur, Hubli, Dharwar Dist, Karnataka - 580023

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Dharwad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0002949 for the Keswapur,Hubli branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Keswapur,Hubli, Dharwad, Karnataka, is provided with a unique IFSC like CNRB0002949 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Dharwad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dharwad and Hubli-Dharwad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Keswapur,Hubli do not get mixed with another location.

Format of the IFSC Code CNRB0002949

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keswapur,Hubli in Dharwad.

For example, the IFSC Code CNRB0002949 of Canara Bank for the Keswapur,Hubli branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002949 of Canara Bank for its Keswapur,Hubli branch located in Dharwad, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Dharwad and Hubli-Dharwad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Keswapur,Hubli or Dharwad to get the exact IFSC Code CNRB0002949.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Dharwad that will provide accurate information.

How to Use IFSC Code CNRB0002949 for Online Transfers?

Once you have the IFSC Code CNRB0002949 for the Keswapur,Hubli branch of Canara Bank in Dharwad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0002949. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002949.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Keswapur,Hubli in Dharwad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Keswapur,Hubli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharwad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Keswapur,Hubli, Dharwad?

The IFSC Code is CNRB0002949.

Is the IFSC Code CNRB0002949 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Keswapur,Hubli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keswapur,Hubli branch?

The address of the branch is Plot No 5, Opp Madhura Colony, Vasantha Nagar, Kusugar Road, Keshaawpur, Hubli, Dharwar Dist, Karnataka - 580023 located in Dharwad, Hubli-Dharwad, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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