Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Dharwad Tejaswinagar branch in Dharwad, Kalghatgi, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0011260. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Dharwad Tejaswinagar, Dharwad

The table below shows the main details of the IFSC Code CNRB0011260 for the Canara Bank branch in Dharwad, which falls under the Kalghatgi district in Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0011260
Branch Dharwad Tejaswinagar
City Dharwad
District Kalghatgi
State Karnataka
Address 14184 2C R S No 62C Plot No 22A Ward No 19 Tejaswinagar Kalaghatgi Road Dharwad Karnataka India 580001

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Dharwad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0011260 for the Dharwad Tejaswinagar branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Dharwad Tejaswinagar, Dharwad, Karnataka, are allotted a unique IFSC like CNRB0011260 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dharwad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dharwad and Kalghatgi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Dharwad Tejaswinagar reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code CNRB0011260

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dharwad Tejaswinagar in Dharwad.

For example, the IFSC Code CNRB0011260 of Canara Bank for the Dharwad Tejaswinagar branch has these elements, identifying the bank and the branch location in Dharwad and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0011260 of Canara Bank for its Dharwad Tejaswinagar branch located in Dharwad, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Dharwad and Kalghatgi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Dharwad Tejaswinagar or Dharwad to get the exact IFSC Code CNRB0011260.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Dharwad, then it will provide you proper information.

How to Use IFSC Code CNRB0011260 for Online Transfers?

Once you have the IFSC Code CNRB0011260 for the Dharwad Tejaswinagar branch of Canara Bank in Dharwad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0011260. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0011260.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Dharwad Tejaswinagar in Dharwad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Dharwad Tejaswinagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharwad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Dharwad Tejaswinagar, Dharwad?

The IFSC Code is CNRB0011260.

Is the IFSC Code CNRB0011260 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Dharwad Tejaswinagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dharwad Tejaswinagar branch?

The address of the branch is 14184 2C R S No 62C Plot No 22A Ward No 19 Tejaswinagar Kalaghatgi Road Dharwad Karnataka India 580001 located in Dharwad, Kalghatgi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.