The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Byahatti branch in Dharwad, Byahatti, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0011212. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Byahatti, Dharwad

Here are the key points that are associated with the IFSC Code CNRB0011212 of Canara Bank for its branch located in Dharwad, within the district of Byahatti in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0011212
Branch Byahatti
City Dharwad
District Byahatti
State Karnataka
Address 853 By 854 Gramodyoga Sangh Bldghorkere Gallibyahattipin 581 124

These details helps users in online banking and for businesses and individuals who use Canara Bank in Dharwad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0011212 for the Byahatti branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Byahatti, Dharwad, Karnataka, is provided a unique IFSC like CNRB0011212 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Dharwad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dharwad and Byahatti.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Byahatti do not get misguided to another person.

Format of the IFSC Code CNRB0011212

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Byahatti in Dharwad.

For example, the IFSC Code CNRB0011212 of Canara Bank for the Byahatti branch includes these elements, identifying the bank and the branch location in Dharwad and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0011212 of Canara Bank for its Byahatti branch located in Dharwad, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Dharwad and Byahatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Byahatti or Dharwad to find the exact IFSC Code CNRB0011212.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Dharwad will provide accurate information.

How to Use IFSC Code CNRB0011212 for Online Transfers?

Once you have the IFSC Code CNRB0011212 for the Byahatti branch of Canara Bank in Dharwad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0011212. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0011212.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Byahatti in Dharwad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Byahatti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharwad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Byahatti, Dharwad?

The IFSC Code is CNRB0011212.

Is the IFSC Code CNRB0011212 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Byahatti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Byahatti branch?

The address of the branch is 853 By 854 Gramodyoga Sangh Bldghorkere Gallibyahattipin 581 124 located in Dharwad, Byahatti, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.