For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Dharshiva branch in Dharsiva, Kokrajhar, Chhattisgarh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Dharsiva or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CNRB0004867. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Dharshiva, Dharsiva
Here are the key points that are associated with the IFSC Code CNRB0004867 of Canara Bank for its branch located in Dharsiva, within the district of Kokrajhar in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004867 |
| Branch | Dharshiva |
| City | Dharsiva |
| District | Kokrajhar |
| State | Chhattisgarh |
| Address | Canara Bank Mahmood Moh Khan Patwari Naka No 18 Vill - Dharshiva - 493221 The Distt - Raipur Cg Chhattisgarh |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Dharsiva for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004867 for the Dharshiva branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Dharshiva, Dharsiva, Chhattisgarh, are given a unique IFSC like CNRB0004867 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dharsiva.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dharsiva and Kokrajhar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Dharshiva goes to the correct branch. This is important because Canara Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0004867
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dharshiva in Dharsiva.
For example, the IFSC Code CNRB0004867 of Canara Bank for the Dharshiva branch has these elements, identifying the bank and the branch location in Dharsiva and Chhattisgarh correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0004867 of Canara Bank for its Dharshiva branch located in Dharsiva, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Dharsiva and Kokrajhar, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Dharshiva or Dharsiva to get the exact IFSC Code CNRB0004867.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Dharsiva, you'll get the correct details.
How to Use IFSC Code CNRB0004867 for Online Transfers?
Once you have the IFSC Code CNRB0004867 for the Dharshiva branch of Canara Bank in Dharsiva, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004867. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0004867.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Dharshiva in Dharsiva, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Dharshiva, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dharsiva to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004867.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank Mahmood Moh Khan Patwari Naka No 18 Vill - Dharshiva - 493221 The Distt - Raipur Cg Chhattisgarh located in Dharsiva, Kokrajhar, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.