There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Mongaldoi branch in Darrang, Mangaldoi, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Darrang or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CNRB0004074. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Mongaldoi, Darrang
Here are the main details that are associated with the IFSC Code CNRB0004074 of Canara Bank for its branch located in Darrang, within the district of Mangaldoi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004074 |
| Branch | Mongaldoi |
| City | Darrang |
| District | Mangaldoi |
| State | Assam |
| Address | Ward No. 4, L N B Road Mongaldoi ┬Û 784 123, Dist. Darrang |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Darrang for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004074 for the Mongaldoi branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Mongaldoi, Darrang, Assam, are allotted a unique IFSC like CNRB0004074 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darrang.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darrang and Mangaldoi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Mongaldoi reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code CNRB0004074
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mongaldoi in Darrang.
For example, the IFSC Code CNRB0004074 of Canara Bank for the Mongaldoi branch includes these elements, identifying the bank and the branch location in Darrang and Assam correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0004074 of Canara Bank for its Mongaldoi branch located in Darrang, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Darrang and Mangaldoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Mongaldoi or Darrang to find the exact IFSC Code CNRB0004074.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Darrang will provide accurate information.
How to Use IFSC Code CNRB0004074 for Online Transfers?
Once you have the IFSC Code CNRB0004074 for the Mongaldoi branch of Canara Bank in Darrang, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004074. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004074.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Mongaldoi in Darrang, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Mongaldoi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Darrang manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004074.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No. 4, L N B Road Mongaldoi ┬Û 784 123, Dist. Darrang located in Darrang, Mangaldoi, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.